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IRA Portfolio Diversification

The Importance of IRA Portfolio Diversification

You’ve heard the old saying: never put all your eggs in one retirement account.  

When it comes to your IRA and retirement, you should match your degree of acceptable risk with your best approximation as to what lies ahead on the financial horizon, considering the global and local economies.  An IRA portfolio that's built with an appropriate mix of stocks, bonds, cash equivalents, and precious metals can maximize the return of the portfolio, while limiting the wild swings of the modern economy.   Portfolio diversification begins by deciding what portion should be allocated to which type of vehicle. We recommend 33% in precious metals.

Precious metals were once considered accessible only to the rich, but not anymore.  Superior Gold Group has helped thousands of people of all levels — whether you own an island, or just want to visit one someday.

We'll walk you through it step by step... There's no excuse, call us today…   

Transfer or Rollover?
Your first solution is a "transfer." You can transfer at any time with your existing IRA, as long as the assets go “from custodian to custodian.” In a direct transfer, the money flows directly from one IRA custodian to another. This means the distribution check from the old IRA custodian must be made out in the name of the trustee or custodian of the new IRA account that receives the funds. Transfers are easy and fast. They can be made as often as you want. Rest assured that Superior Gold Group has organized numerous transfers for our customers.

The second solution is a "rollover." A rollover occurs when you receive the distribution from your existing IRA account and then turn around and deposit it in another IRA custodial account. In this case, you would need to re-deposit the funds into the new IRA account within 60 days. If the 60-day time period is exceeded, you would be liable for taxes and penalties on the money withdrawn. You may roll over the same money only once every 12 months to preserve the tax-deferred status of your retirement savings.